Can an individual accept card payments without a registered company?

Yes. Coinso does not require a registered company, a business bank account or an acquiring contract with a bank. You create an account, add your project (website, Telegram bot or mobile app), leave a contact and pass the review. Payments are processed by the gateway, and the money lands on your balance.

What are the fees for accepting card payments?

Fees start at 3% per transaction and depend on your monthly volume and the payment method. There is no monthly fee and no setup cost: the fee is deducted from the payment itself.

You request a payout from your dashboard. Funds can be sent to a bank card or withdrawn in cryptocurrency: USDT (TRC20, ERC20, TON, BEP20), BTC, ETH, TRX, TON, LTC, USDC. Minimum amounts and fees are shown before you confirm.

How is Coinso different from bank acquiring?

Bank acquiring requires a registered company, a business bank account, incorporation papers and a contract, and onboarding takes from days to months. Coinso onboards by application and manual review with no paperwork, and one dashboard covers bank cards, P2P methods and cryptocurrency.

Accept Card Payments Online: Acquiring Without KYC

Platform Advantages

Everything you need to take money and see what is going on

Fees from 3%

Card payments start at 3% per transaction. No monthly fee, no setup cost

High conversion

The checkout is built to convert: the customer completes the payment instead of dropping off at the final step

Security

Card payments are verified with 3-D Secure. Card details are entered on a secure form and never touch your website

No company required

We onboard individuals, not just registered businesses: no business bank account, no acquiring contract

This is how the checkout looks

A smooth checkout is what turns visitors into paying customers.

1

Create an invoice

One request from your site or bot, a payment link in response

2

Choose how to pay

The customer picks a method or scans the QR code

3

Pay the invoice

Confirmed in seconds, the status updates by itself

Start accepting payments

190+ banks supported

The customer pays from their own banking app, whichever it is

Industries we work with

What you get with your account

A complete payment platform, not just a checkout page

Onboarding
without a company

An individual accepts payments just like a company, with no business bank account and no acquiring contract

Detail on every operation

Every payment, fee and payout is visible in your dashboard: filters by date and status, history export

One account, several projects

Website, bot and app in one account, each with its own keys, methods and statistics

Flexible anti-fraud

Deep transaction monitoring that spots fraudsters and spammers

Payouts to cards and crypto

Withdraw on request from your dashboard: bank card or USDT, BTC, ETH, TON and other coins

Checkout that converts

A ready-made checkout page with a QR code and a status that updates without a reload

Coinso vs bank acquiring

The main difference is what it takes to start

Coinso

Company or sole trader Not required

Documents None

Time to launch After the project review

Monthly fee None

Payment Methods Cards, P2P methods, crypto

Payouts to Card, crypto

Bank acquiring

Company or sole trader Required

Documents Incorporation papers, tax ID, bank account, contract

Time to launch From days to months

Monthly fee Often charged

Payment Methods Cards only

Payouts to Business bank account only

	Coinso	Bank acquiring
Company or sole trader	Not required	Required
Documents	None	Incorporation papers, tax ID, bank account, contract
Time to launch	After the project review	From days to months
Monthly fee	None	Often charged
Payment Methods	Cards, P2P methods, crypto	Cards only
Payouts to	Card, crypto	Business bank account only